IntelliCorp FCRA Certification Exam
IntelliCorp is not considered a CRA (Consumer Reporting Agency), with regards to FCRA regulations.
True
False
The "FCRA" regulates the use of consumer reports, which include:
Motor Vehicle Records
Criminal Background Reports
Credit Reports
All of the above
You do not need to send an "Adverse Action" letter when:
A job candidate is denied a position based on information in a report.
When a person gets a better rate for auto insurance based on information in a report.
A person is denied a volunteer opportunity based on information in a report.
When a contractor is denied a job based on information in a report.